Dental Plans

Guardian Dental Plans

Core Plan: This plan provides coverage for routine exams, cleanings and other basic and major services at an affordable premium cost share. There is a $50 annual deductible per person and a maximum annual deductible of $150 per family. The plan pays up to $1,000 per member each plan year (July 1 - June 30). Plan allows for 2 dental cleanings per Calendar year. Orthodontia is not covered.

Buy-Up Plan: This plan provides the greatest coverage and has the highest premium cost share. There is no annual deductible and the plan pays up to $1,500 per member each plan year (July 1 - June 30). Plan allows for 2 dental cleanings per Calendar year. In addition, the plan provides up to a $2,000 lifetime maximum orthodontia benefit for dependent children up to age 19.

Dental Plan Comparison 2023-24 Employee Premium Cost Share 2024-25 Employee Premium Cost Share

With either plan, you can visit any dentist; but you will pay less out-of-pocket when you choose a Guardian dentist. Out-of-network benefits are based on a percentile of the prevailing fee data for the dentist's zip code.

Find Participating Dental Provider Dental Claim Form

Insurance ID cards are not required

No need for an ID card to use your Guardian dental benefits. Simply provide your Group ID number (00560625) to your dental office. A dental plan reference card is also available to the left.

If you still want an ID card, you can print a customized ID Card using GuardianAnytime. You may also order an ID card by calling Guardian at 800-541-7846.